A monumental day

Thursday, June 14, 2012

Raise your hand if you're in debt.


This is me, no longer raising my hand.
This is me, no longer feeling like I have to spread eagle and drop off our firstborn to bloody student loan services in order to satisfy the couple grand we owed. (God, that's one expensive piece of paper crammed away in some box in my closet.)


Please ignore my little smokey man-knuckles. And yes, I did cover up my address. I don't trust you people.

My parents were wonderful and helped my freshman year, and then kicked my butt to the curb they fondly dubbed "On Your Ownville." I appreciate it so much now, so that's exactly what we're doing with our children. No question. Jena Roach's philosophy on child rearing (stolen from some cheesy George Clooney movie): You only give your kids enough to do something with, not so much to do nothing.

It kind of sickens me when kids go through college without a job... without knowing how to pay bills or rent or tuition. (This is a major rant, if you haven't already noticed.) It's like, dude, daddy ain't gonna be there forever. Grow up, sorority sista.

I worked two jobs and went to school full-time in order to not accrue a mountain of debt the size of Kim Kardashian's ass.  So I'm very proud to say that I have paid off all my loans, and Grahm and I officially have zero debt. We owe nothing to nobody. (Did I mention my degree is in Professional Writing?) No car payments, loan payments, etc. ... and we aren't living in my parents' house. Glorious.

So excuse me while I go buy a crap ton of things from Pottery Barn in celebration...

34 comments:

Miss_Megs said...

Congrats, that's a big achievement!

Wish I could say the same haha the mortgage will be around for another 25 years I'd say haha

Ashley said...

Congrats!! A great thing to celebrate!!!

frikken DUCKIE said...

Congratulations! I was one of those spoiled girls who got everything and I ended up taking it for granted. I did work while in college but didn't have any bills to pay so I just spent it on useless things. Then I ended up dropping out of college and got cut off. Now I'm going to college online and have student loans up my ass (which looks nothing like Kim Kardashian's) that I will have to pay off once I graduate. Being a grown up sucks.

♥ Duckie.

Rorie said...

Ohhh!! I am so jealous!!! I will be paying until I am like 75!

Alana Christine said...

I wish I was debt free! haha. There are people in my MBA program who say they are "full-time students." What the hell?! I thought we were all full-time students? haha. I guess some of us just have a full-time job as well...

Kristen Danielle said...

Totally random... but I have little smokey knuckles too :( Boooo.

I LOVE your ring!!! Gorgeous!

& yay for being debt free!

smalltown20something said...

I think it will be a few years or more until I'm part of that club... I still have lots of student loans! But I do feel your pain.

Lauren said...

I love that you just associated a mountain of debt to Kim Kardashian's ass. Congrats on getting rid of your debt!!

Holly said...

Congrats!!! That's a huge accomplishment :) Go buy stuff and spoil yourself!

Holly said...

Oh, and I pushed *publish* before I meant to write that I couldn't agree more about the sorority gals and other kids not having a job throughout college. Kids are gonna get a huge slap in the face by reality when the time comes. Glad I'm not one of them!

Lauren said...

Yay congrats! I am nowhere near paying off my student debt yet :S I can't wait until I can do a post just like this one though. And I'll probably cover up my address too ;)

Krista said...

Congrats! Must be such a great feeling :) I worked hard for everything I have and will also do the same with my children. No hand outs from this momma!

Kerrie said...

yay! What a great feeling :)

Kate said...

I'm so happy for you paying off your debt! That really is awesome. :)

Scholarships and my parents paid for my Bachelor's, and my parents paid for my Master's degree. They wanted to give my brother and I more than they had. I realized how lucky I was for all of that, and so I worked my tail off on both of my degrees and finished on time and with honors.
Just because my parents helped me out during college doesn't mean that I'm not responsible enough to pay all of my bills and on time! :P

Just wanted there to be representation from the other side. :)

Emily said...

i am so totally jealous! med school debt is RIDICULOUS and i feel like i'll be paying on it FOREVER!! congrats!

Michelle said...

Congrats! I can't wait until mine are gone.

Veronica Lee Burns said...

That's awesome! My parents left me to my own too but I agree with you, it's made me stronger and be able to do on my own. Can't wait till Kevin and I are debt free too!

Sar said...

WOOHOO! You're amazing. I worked throughout college and had a massive scholarship, so I'm lucky that I have no school debt (plus they pay me for graduate school, which in hindsight was a horrible idea, I should have gone into a marketable field like business). And you're awesome. The end.

Em said...

Like everyone else I will say congrats to you! I totally agree with the whole working your butt off and not relying on your parents motto! However, my working my butt off was not enough to avoid the mountain of student debt. :( At least I was lucky enough to get a job in journalism though! :) Make sure to celebrate this huge achievement!!

Michaela said...

Yayy this is amazing!!
I'm still in uni, almost half way through my third year and already I'm in so much debt that I have no other option but to pursue my chosen career (law).
I dream of the day I'll have no debt.

xx
Michaela
coffeefashionlaughterlove.blogspot.com

Robin said...

Congrats! I was lucky enough to have my parents pay my tuition, but I still paid for rent, food, clothing, everything else (and yes, I was one of 4 sorority sistas who paid their OWN dues...we do exist!) I was actually the first person my roommate had met that didn't have their dad's credit card. I thought she was joking...she wasn't. It's really sad to see! But I worked and interned all through college and was ready to be on my own when I graduated. Definitely more valuable than "Daddy's credit card!" So congrats to you! That's so impressive :)

Kathy B. said...

YAY! Congratulations, you fine lady, you must be feeling absolutely am-arz-ing!! xXx

Kristin said...

That must be an AMAZING feeling! I can't wait to do that because I have so many loans it's not funny.

Sarah said...

Congratulations! That's super exciting!

My parents were incredibly gracious and diligent in their saving and were able to put me through four years of college, but I had to pay for phone, gas/car insurance, and anything else I felt like spending my money on. But even in high school they never paid for everything. We always went half and half if we wanted to go on a retreat or go to a camp or something, and for most other things we had to save up ourselves and I'm so incredibly grateful they did that. It pains me to think that so many of my friends have never had to pay for anything, didn't work a job in college, and their form of "budgeting" is checking their online bank account balance. Oy. ((facepalm))

Allison said...

Girl that has to be such an amazing feeling! Congratulations!!!!!! I feel ya on the debt....we still have quite a hefty chunk to pay off, but I can't wait for that day! Now go treat yourself. Pottery Barn is a dangerous place for me to go!

Mgmt., The Park Ave. Pub said...

Congrats! I've still got a few more years to go.

Lauren said...

congrats girl! such a huge accomplishment!

lori said...

congrats!!! so happy for you. its a great feeling, isnt it!??!

Second Hand Rose said...

Congrats this is great! You should definitely treat yourself! XxxX http://thesecondhandrose.blogspot.co.uk

Shannon said...

Congratulations!!! That is the best feeling EVER! :)

http://shannonhearts.blogspot.com/

Ashton Belle said...

Congrats! That's so awesome.

Your newest follower Ashton from:
sexdrugsmarriage.blogspot.com

Mary Rachel said...

Congrats, Jena! Isn't that a great feeling?!

Mrs. Robinson said...

Congrats on being debt-free! I'm with ya on kids who get skate right on through college, but graduate without a CLUE as to being an adult. It's crazy.

Laura said...

Awesome!!! Being debt free is the best feeling in the world! I have not had any debt for five years and actually have been writing a lot about that on my blog lately. We are now looking to buy a house and the thing that freaks me out is once again being in debt. I hate the idea! So we are looking for a cheap house so we can put 20% down and pay it off in about five years of busting our butts to put every penny we can toward it!